- Coverage: establishments with 10 or more employees, in areas where ESIC is implemented. Employers in hazardous occupations notified by the Central Government are covered even with one employee.
- Wage limit: gross wages up to ₹21,000 a month (₹25,000 for persons with disability).
- Rates: employee 0.75% and employer 3.25% of gross wages. Employees with a daily average wage up to ₹176 pay no employee share.
- Contribution periods: April–September and October–March. An employee covered at the start of a period stays covered for the whole period, even if wages rise.
- Due date: the monthly contribution by the 15th of the following month.
- Benefits:
- medical care for the family;
- sickness benefit at 70% of wages for up to 91 days;
- maternity benefit at full wages for 26 weeks;
- disablement and dependants' benefit at 90% of wages;
- funeral expenses of ₹15,000;
- unemployment allowance under the ABVKY and RGSKY schemes.
Report an employment injury on the ESIC portal promptly. The HR desk prints a working copy of the accident details.
Last reviewed 17-10-2026. General information, not legal advice for a specific case. Check the latest Act, Rules and notifications of the appropriate government before acting.