PM Vishwakarma
- For artisans and craftspeople aged 18 and above, in 18 trades, such as carpenter, blacksmith, goldsmith, potter, cobbler, mason, tailor, barber, washerman and basket weaver.
- Benefits:
- recognition through a certificate and ID card;
- skill training with a stipend;
- a toolkit incentive;
- collateral-free credit in two tranches at a concessional interest rate;
- support for digital transactions and marketing.
- Register at a CSC with Aadhaar, mobile and bank details, then verify through the gram panchayat or urban local body.
PM SVANidhi
- Working-capital loans for street vendors in three increasing tranches.
- Interest subsidy and cash-back on digital transactions.
- Apply through the portal or a lending institution, with a vending certificate or a letter of recommendation from the urban local body.
Last reviewed 17-10-2026. General information, not legal advice for a specific case. Check the latest Act, Rules and notifications of the appropriate government before acting.